Ancillary to the issue of insurance is the bigger issue of rights and
advocacy for those people who work out of their home. I just hooked up with
a group called Working Today (in NYC), who are trying, among other things,
to eliminate the doubleS ocial Security taxation we all encounter when we do
our tax every year--
Their website is www.workingtoday.org
According to them, we home workers and sole proprietors are being taxed for
both the employer's share and the worker's share of SS, mainly because
Social Security assumes sole proprietors will try to cheat--so they just
double the load to assure their take.
Working Today is trying to rally suppport and lobby Congress to relieve the
small business person of this double burden. The SS portion of my tax is
always way higher tha n my income tax, and I'm dismayed every year at this
senseless forfeiture. If I thougt it would come back to me some day, I
wouldn't mind so much.
They have dental and health insurance, and will sometime be offering
disability insurance, which is what I wanted.
This is an interesting resource for home-workers--they also have a legal
help area. Ten bucks to join.