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ha ha  thats right, I forgot....   but then I didn't have the experience 
this summer past....      I thought maybe you were wearing ruby 
slippers, Linda.


Stephen

On 2/12/2020 3:38 PM, Linda Feltner wrote:
> OH, so sorry.. OZ is Australia....... (local name)
> Grin,
> Linda
> ____________________________
> Linda M. Feltner Artist LLC
> P.O. Box 325, Hereford, AZ 85615
> 520.803.0538
> https://urldefense.proofpoint.com/v2/url?u=http-3A__www.lindafeltner.com&d=DwIDaQ&c=Cu5g146wZdoqVuKpTNsYHeFX_rg6kWhlkLF8Eft-wwo&r=AGYZ7-AeerjxzYnIwL-lBLFI3SPYN3BDmku4qGQB4Tg&m=axnJGNMWJYs8Chb19CXFIqfL1c6T4Oc8VQECyC4uChY&s=8gVJtALi72XlEOZX2D-W0lHU9-SvNk7g0dgeUlYTqKI&e= 
> On 2/12/20 1:35 PM, Stephen DiCerbo wrote:
>>
>> Also, what is OZ???
>>
>> ( I  really am in the woods.. ha ha)
>>
>> Stephen
>>
>> On 2/12/2020 12:13 PM, Linda Feltner wrote:
>>> Thank you Stephen!
>>> This is very helpful.
>>>
>>> I do have a PayPal account, but not really satisfied with it, with 
>>> my latest sales. Two customer service reps cannot give me the same 
>>> answer to questions, and they just re-organized their FAQs, which is 
>>> not as user-friendly as I would assume.
>>>
>>> Your experience in all retail conditions has been very helpful. What 
>>> about the signal, what if the card won't "tap" (that happened in OZ) 
>>> not all cards tap, but swiping is the option, but one loses "benefits".
>>>
>>> I would prefer to know in advance of all the "likely" charges that I 
>>> would receive, for I know the customer is A-OK with the price. .  
>>> Plus the overseas phone charges by using the phone comes in to play.
>>>
>>> Again, thank you for your thoughts,
>>> Cheers,
>>> Linda
>>> ____________________________
>>> Linda M. Feltner Artist LLC
>>> P.O. Box 325, Hereford, AZ 85615
>>> 520.803.0538
>>> https://urldefense.proofpoint.com/v2/url?u=http-3A__www.lindafeltner.com&d=DwIDaQ&c=Cu5g146wZdoqVuKpTNsYHeFX_rg6kWhlkLF8Eft-wwo&r=AGYZ7-AeerjxzYnIwL-lBLFI3SPYN3BDmku4qGQB4Tg&m=axnJGNMWJYs8Chb19CXFIqfL1c6T4Oc8VQECyC4uChY&s=8gVJtALi72XlEOZX2D-W0lHU9-SvNk7g0dgeUlYTqKI&e= 
>>> On 2/12/20 9:57 AM, Stephen DiCerbo wrote:
>>>> Hi  Linda
>>>>
>>>>    I use both, but paypal mostly for purchasing.. it is pretty 
>>>> universally available at sites online, and offers some purchase 
>>>> protection when the "goods and services" option is chosen.  This 
>>>> results in a small fee to the seller, not the buyer.
>>>>
>>>> If you are the buyer using paypal , you have this option sending 
>>>> money, buying goods and services.  Sending money to friends does 
>>>> not incur fees. The choice belongs to the sender/buyer.
>>>>
>>>> https://urldefense.proofpoint.com/v2/url?u=https-3A__www.flickr.com_photos_stephendicerbo_49526142411_in_dateposted-2Dpublic_&d=DwIDaQ&c=Cu5g146wZdoqVuKpTNsYHeFX_rg6kWhlkLF8Eft-wwo&r=AGYZ7-AeerjxzYnIwL-lBLFI3SPYN3BDmku4qGQB4Tg&m=axnJGNMWJYs8Chb19CXFIqfL1c6T4Oc8VQECyC4uChY&s=DFGEWE2kl_8-YCuZrllBw5aPZr1rStfCVdkn381P5Zg&e=  
>>>> <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.flickr.com_photos_stephendicerbo_49526142411_in_dateposted-2Dpublic_&d=DwMDaQ&c=Cu5g146wZdoqVuKpTNsYHeFX_rg6kWhlkLF8Eft-wwo&r=AGYZ7-AeerjxzYnIwL-lBLFI3SPYN3BDmku4qGQB4Tg&m=gsuL2pJdH-cRbAOZomH6HOZJH5L_bw02_L3ZEdltkpE&s=zUX97vXlRUnxKIi_nMgWNwAyMhviAPvJ7J5DEqCl2Kc&e=>
>>>>
>>>> You can also send invoices via email with paypal.   I do not know 
>>>> about any remote functionality for paypal.com for accepting charges.
>>>>
>>>> I use Square (Up)  primarily for sales.  The remote functions work 
>>>> very well,  but will also need to rely on your phone signal for 
>>>> iPhone/smart phone   or iPad  at the Farmer's Market out in an 
>>>> airfield somewhere.
>>>> I am just amazed that this can be done at all... !
>>>>
>>>> You can accept credit cards, including Amex and Discover (in case 
>>>> you were wondering)  ,  and for the customer it functions as just a 
>>>> normal card transactions.  Receipts are offered and sent via email 
>>>> to customer. The Customer doesn't have the added layer of buyer 
>>>> protection offered with a paypal transaction, but protection from 
>>>> their card companies are ample.
>>>>
>>>> There are 3 ways to accept payment with Square..  the chip reader, 
>>>> the swiper, and direct number entry.   The chip reader offers 
>>>> protection for card fraud. You can still use the other methods, but 
>>>> in the way out chance of card fraud...   you will lose that money 
>>>> from that transaction if you use a chip card in a swiper. This 
>>>> comes from the card companies, and so, naturally, is part of 
>>>> square's processing Requirements...    With the advent of new, more 
>>>> secure chips on cards, the Card companies set a date like a year 
>>>> ago or so , after which they would  not to protect Card Fraud from 
>>>> swiped transactions on chip cards.
>>>>
>>>> As for the swipe readers, the original ones were fitted with audio 
>>>> plug access to your phone, which is non existent in the newer 
>>>> phones . Then they came out with one that connects with the 
>>>> lightning charger of you iPhone . I do not know if any swipe 
>>>> mechanisms ever existed  for iPads, as I am new to them.
>>>>
>>>> But the chip reader is the way to go, which works with all phones 
>>>> and iPad via bluetooth.  Mostly for fraud protection. But keep the 
>>>> swiper and number entry in your back pocket for just in cases.  
>>>> Successful field sales will depend on  (and I have had some 
>>>> incidents to learn this) The charge on your phone or iPad. The cell 
>>>> phone signal signal strength to those devices.  The charge on your 
>>>> chip reader.  The bluetooth connection between the reader and the 
>>>> device. And ,lastly updated software...
>>>>
>>>> But this is all manageable just stay on top of charging everything 
>>>> , and being in a strong cell signal area... In the very rare chance 
>>>> that you might accept a sale with no cell signal, to enter as soon 
>>>> as you get within range of one...   ask to shoot a photo of the 
>>>> customers card, front and back, and drivers license ...   you can 
>>>> enter that charge after the fact with a direct number entry. You 
>>>> won't have a signature,  but if you pack along and old school 
>>>> swiping machine with carbon copy receipts , you can capture a 
>>>> signature.. ( I am not sure of the amount of protection this would 
>>>> offer when not dealing directly with a bank, but it should)
>>>>
>>>> There is an acceptable fee for transactions, much less than dealing 
>>>> directly with banks and CC companies, and it is a little more for a 
>>>> swipe than a chip read, I believe, and maybe a little more for a 
>>>> number entry.  Another reason to do all possible to rely on the 
>>>> chip reader...
>>>>
>>>> In the end,  all very reasonable route to be able to accommodate 
>>>> customers in what most times is an impulse buy,  and sell your 
>>>> goods or services.
>>>>
>>>> Heres what the Square swipe readers look like and the base model 
>>>> chip reader.. (there are fancier models , some that print receipts.
>>>>
>>>> https://urldefense.proofpoint.com/v2/url?u=https-3A__www.flickr.com_photos_stephendicerbo_49526142426_in_dateposted-2Dpublic_&d=DwIDaQ&c=Cu5g146wZdoqVuKpTNsYHeFX_rg6kWhlkLF8Eft-wwo&r=AGYZ7-AeerjxzYnIwL-lBLFI3SPYN3BDmku4qGQB4Tg&m=axnJGNMWJYs8Chb19CXFIqfL1c6T4Oc8VQECyC4uChY&s=tcW4zeoLH2jrASo887gdvUmUSHzxZ8-NPUWduGr620M&e=  
>>>> <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.flickr.com_photos_stephendicerbo_49526142426_in_dateposted-2Dpublic_&d=DwMDaQ&c=Cu5g146wZdoqVuKpTNsYHeFX_rg6kWhlkLF8Eft-wwo&r=AGYZ7-AeerjxzYnIwL-lBLFI3SPYN3BDmku4qGQB4Tg&m=gsuL2pJdH-cRbAOZomH6HOZJH5L_bw02_L3ZEdltkpE&s=yw5zuLp3-JM8OyfhGxN1UCSJdMg8irX_BFa-MhI0GGs&e=>
>>>>
>>>> a bit of info from Square about the chip reader....   of course the 
>>>> "audio plug" swiper  is likely not applicable, as I assume you have 
>>>> an iPhone, you would need the one for lighting charger connection. 
>>>> A contactless + chip reader would allow you to accept charges from 
>>>> not only inserted chip cards, but a "touch charge" from a customers 
>>>> phone such as Applepay , etc.
>>>>
>>>> What is the difference between the chip card reader and the 
>>>> contactless + chip reader?
>>>>
>>>> Great Question. Here are the key differences:
>>>>
>>>> *Square chip card reader*
>>>>
>>>>   * Accepts both magstripe and chip cards
>>>>   * Does not accept contactless (NFC) payments like Apple Pay
>>>>   * Plugs into the headset jack of your mobile device to accept
>>>>     payments
>>>>
>>>> *Square contactless and chip reader*
>>>>
>>>>   * Costs $49
>>>>   * Accepts chip cards and contactless (NFC) payments like Apple Pay
>>>>   * Works with the magstripe reader (included in your order) to
>>>>     accept magstripe cards
>>>>   * Works with Square Stand – plug it into the USB hardware hub for
>>>>     instant setup
>>>>   * Connects to your supported device wirelessly with Bluetooth LE
>>>>
>>>>     read more here
>>>>
>>>>     https://urldefense.proofpoint.com/v2/url?u=https-3A__squareup.com_help_us_en_article_5582-2Dsquare-2Dcontactless-2Dand-2Dchip-2Dcard-2Dreader-2Dfaqs&d=DwIDaQ&c=Cu5g146wZdoqVuKpTNsYHeFX_rg6kWhlkLF8Eft-wwo&r=AGYZ7-AeerjxzYnIwL-lBLFI3SPYN3BDmku4qGQB4Tg&m=axnJGNMWJYs8Chb19CXFIqfL1c6T4Oc8VQECyC4uChY&s=-m4417D2zjym0K0I8ykmJ7XWlBiakMVmwmODgy4_xuM&e= 
>>>>     <https://urldefense.proofpoint.com/v2/url?u=https-3A__squareup.com_help_us_en_article_5582-2Dsquare-2Dcontactless-2Dand-2Dchip-2Dcard-2Dreader-2Dfaqs&d=DwMDaQ&c=Cu5g146wZdoqVuKpTNsYHeFX_rg6kWhlkLF8Eft-wwo&r=AGYZ7-AeerjxzYnIwL-lBLFI3SPYN3BDmku4qGQB4Tg&m=gsuL2pJdH-cRbAOZomH6HOZJH5L_bw02_L3ZEdltkpE&s=QdVPQl3y27kIPj7zQGVC2rd25Cnhhw1PfQlgYBGAce0&e=>
>>>>
>>>>
>>>>     I probably rambled off course , but I hoped some of that helped...
>>>>
>>>>     P.S.  I would set up a paypay account in addition to Square,
>>>>     neither costs just to have, and paypal may come in handy
>>>>     depending on your customer's needs and type of transactions.
>>>>     Also for yout purchasing needs.
>>>>
>>>>
>>>>      Cheers form hopelessly mired in chasing retail, Stephen, !!!
>>>>
>>>> ________________________________________________
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